Step 1
In Toshl, use Export or Export & Reports to choose the accounts, filters and date range. CSV export is available on the free plan; XLS and OFX require Pro or Medici. Prefer CSV or XLS for migration because Toshl's OFX export omits categories and tags.
Step 2
If Toshl downloads a ZIP, extract it and choose the transaction CSV or spreadsheet. Photo folders are attachments, not transaction tables. Download Clover's migration template below, remove all example rows, and copy the exported transactions into its columns with Migration Source set to spreadsheet. This is a template mapping, not an automatic Toshl-specific converter.
Step 3
Toshl exports can include account transfers and balance reconciliations. Keep transfers as Transfer In and Transfer Out, recording each leg's original account, amount and currency. Omit balance-reconciliation adjustments and starting balances from the transaction file; check the resulting account balances separately rather than treating adjustments as income or spending.
Step 4
Use YYYY-MM-DD dates, original Amount and three-letter Currency for each row. Map income and expense direction explicitly in Type, preserve categories and notes, and separate tags with semicolons. Keep a stable Transaction ID if provided. Save the prepared table, then test a short date range before importing the full history.
Step 5
In Clover, select the Profile that should receive the history. Open Add Transaction, select Upload and choose your transaction file.
Step 6
Check the new transactions and account assignments before uploading another date range.
Common questions
Will Toshl photos and balance reconciliations move automatically?
No. Clover's transaction template does not restore Toshl attachments, budgets, settings or balance-reconciliation entries. Keep the original download for reference. Filters can omit transactions, so check that the exported account and date range include the history you intended to move.
What moves into Clover?
Recognized transaction tables preserve dates, amounts, original currencies, account names, notes, categories and available labels. Category groups become a readable path such as Food / Lunch. Split components remain separate rows. Budgets, recurring schedules, attachments, goals, opening balances and the other app's settings do not automatically migrate with a transaction export.
What if Clover cannot recognize my export?
Export layouts vary by app version and language. Copy the transaction data into Clover's migration template, retaining its headings. Use YYYY-MM-DD dates and an explicit Income, Expense, Transfer In or Transfer Out type. Include each account's original Currency, such as PHP or IDR. Do not substitute a converted home-currency amount for the original amount. Remove all example rows before uploading.
Can I upload overlapping history?
Clover checks repeat imports against previously imported rows in the same Profile and account. Stable transaction IDs are preferred; without IDs, identical occurrences are compared. Edits made inside Clover do not change the saved source identity when the original export evidence is available. Renamed or reassigned accounts, changes to the source export itself, and different export layouts can prevent a match. Start with a short date range and inspect it before importing the rest. Matches do not overwrite confirmed transactions. Connected-bank matches use the existing bank overlap checks, which may require review when evidence is ambiguous.
How do I check the result?
Compare the transaction count and income, expense and transfer totals for the same accounts, currencies and dates in both apps. Pending, void and summary rows are skipped. Excluded entries stay excluded when the export supplies that flag. A transaction export may omit starting balances, so matching transaction totals does not guarantee matching account balances. Keep the original export until you have checked the result.
Sources and verification
Institution menus and availability can change. Check the official instructions if your app looks different. Clover is independent of these institutions.
Toshl export formats and contents ↗